TERMS OF USE

PLEASE TAKE NOTE THAT YOUR USE OF MILLIMAN ACCOUNT ("ACCOUNT") AND THE RELATED WEBSITE (“WEBSITE”), TOGETHER THE “SERVICES”, ARE SUBJECT TO THE FOLLOWING TERMS AND CONDITIONS:

Intellectual Property Notice

All software and materials located on the Website and forming Account are protected by copyright, trademark and other forms of proprietary rights and are owned or controlled by Milliman or the party credited as the provider of the information. You are not permitted to use any of Milliman's intellectual property without the prior written consent of Milliman.

You may use the Services for the purpose of entering and reviewing Pension Accounting information on behalf of your client. Milliman grants you a personal, non-transferable and non-exclusive right and license to use the object code of Account, provided that you comply with all the terms of this agreement. You may not use, distribute, transmit, modify, revise, disassemble, decompile, unlock, recreate, reverse engineer, license, sublicense, post or create derivative works of this website or Account without Milliman’s prior written permission. You agree not to access the Services by any means other than through the interface provided by Milliman. You promise not to assist any third party to do any of the foregoing.

User Name and Password

To access the website, you must submit your user name and password. You must keep your user name and password confidential and secure. You must not share your user name or password with anyone else or permit anyone to access the website using your user name and password. You must immediately advise Milliman if you have any reason to believe that the security or confidentiality of your user name or password has been compromised. Milliman will not be liable for any loss or damage arising from your failure to comply with this section.

Confidentiality

You acknowledge that the information available on the website, and Account itself, are proprietary and HIGHLY CONFIDENTIAL, and you will respect the confidentiality thereof. You acknowledge that the Internet is an open system and that Milliman can’t guarantee that unauthorized third parties will not access the website and the documents on it, although certain reasonable steps have been taken to prevent such unauthorized access. You acknowledge that the information available through the Services may include personal information, and agree to collect, use and disclose any personal information only in accordance with Canadian privacy law.

Modifications to Service

Milliman reserves the right at any time to modify or discontinue, temporarily or permanently, the Services (or any part thereof) with or without notice. You agree that Milliman will not be liable to you or to any third party for any modification, suspension or discontinuance of the Services.

Links to Other Sites

This website may provide links to sites not maintained by Milliman and we cannot warrant the accuracy, completeness or timeliness of any information available through these links, or endorse their products, or endorse any opinions expressed on such sites.

Changes to Terms of Use

Milliman reserves the right to revise these Terms of Use at any time. Your continued access and use of the website will affect your acceptance of the terms of use as modified.

Warranties and Limitations of Liability

Milliman makes no representation, warranty or guarantee of the reliability, timeliness, quality, suitability, truth, availability, accuracy or completeness of either the website and any materials thereon, or Account. Milliman does not represent or warrant that (A) the use of the services will be secure, timely, uninterrupted or error-free or operate in combination with any other hardware, software, system or data, (B) the services will meet your requirements or expectations, (C) any stored data will be accurate or reliable, (D) errors or defects will be corrected, or (E) the services or the server(s) that make the services available are free of viruses or other harmful software or components. The services are provided to you strictly on an "as is" basis. Except as specifically set forth in this agreement, all conditions, representations and warranties, whether express, implied, statutory or otherwise, including, without limitation, any implied warranty of merchantable quality, fitness for a particular use or purpose, or non-infringement of third party rights, are hereby disclaimed by Milliman to the maximum extent permitted by applicable law.

Neither Milliman nor any of its partners, associates, employees, agents, successors, assigns, affiliates, or content or service providers shall be liable to you or any other website user or any third party for direct or indirect damages of any kind, including without limitation loss of profits or other economic loss, or for any exemplary, incidental, special or consequential damages, even if advised of the possibility of such damages, arising out of use of the Services or inability to gain access to or use the Services or any part thereof or to any information accessible through the Services, or out of any breach of any warranty, express or implied.

Laws

This website (excluding linked sites) is controlled by Milliman from its offices within the United States. By accessing this website, you and Milliman agree that all matters relating to your access to, or use of, this website shall be governed by the statutes and laws of the United States, without regard to the conflicts of laws principles thereof. You and Milliman also agree and hereby submit to the exclusive personal jurisdiction and venue of the courts of the United States with respect to such matters.

Your access to and use of this website is subject to all applicable international, federal, provincial and local laws and regulations. Milliman reserves the right to seek all remedies available at law and in equity for violations of these Terms of Use, including the right to block access from a particular Internet address to our site, and the right to terminate this agreement without notice.